“Defence Discount Service” is a trading name of Blue Light Card Limited (we, our, us), which is a discount service provider for members who are part of the blue light community, armed forces and care sector in the United Kingdom. We are registered in England and Wales (company number 06581540), with a registered office located at Charnwood Edge Business Park, Syston Road, Cossington, Leicester, LE7 4UZ.

We are an Introducer Appointed Representative of certain regulated financial and insurance service and product providers (Regulated Principals), as set out on the Financial Conduct Authority’s website (www.register.fca.org.uk). We are not a lender or insurer, do not make credit or underwriting decisions, and are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

We advertise special offers or discounts on behalf of Regulated Principals and may refer you to their websites in order for you to avail their products or services from them directly. We do not engage in any “real time” financial promotion activities in any capacity and the offers or discounts advertised on our websites do not constitute advice or a recommendation to avail any particular product or service. All marketing materials on our websites relating to the products or services of Regulated Principals are provided to us, originate from or are approved by the Regulated Principals themselves.

We may receive a fee for advertising particular offers or discounts and/or may receive a commission when you avail a particular product or service from a Regulated Principal, having accessed their website via clicking on a relevant link on our websites, and/or may receive a referral fee for introducing you to a Regulated Principal. We do not receive any monies from you in respect of such transactions.

We do not directly endorse any particular product or service, either through our website content or otherwise. You are not under any obligation to use the services of the Regulated Principals advertised on our websites.

It is your responsibility to check the regulated status of any financial or insurance service or product provider before availing its products or services. If you have any complaints or issues in respect of products or services advertised on our websites, please refer them to the product or service provider directly.